SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549
                                   ----------

                                    FORM 8-K

                                 CURRENT REPORT
                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

       Date of Report (Date of earliest event reported): October 28, 2004

                          WESTWOOD HOLDINGS GROUP, INC.
               (Exact name of registrant as specified in charter)

        Delaware                    001-31234                    75-2969997
(State or other jurisdiction       (Commission                 (IRS Employer
    of incorporation)              File Number)              Identification No.)

                         200 Crescent Court, Suite 1200
                               Dallas, Texas 75201
                    (Address of principal executive offices)

                                 (214) 756-6900
              (Registrant's telephone number, including area code)

      Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

|_|   Written communications pursuant to Rule 425 under the Securities Act (17
      CFR 230.425)

|_|   Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
      240.14a-12)

|_|   Pre-commencement communications pursuant to Rule 14d-2(b) under the
      Exchange Act (17 CFR 240.14d-2(b))

|_|   Pre-commencement communications pursuant to Rule 13e-4(c) under the
      Exchange Act (17 CFR 240.13e-4(c))

ITEM 2.02: RESULTS OF OPERATIONS AND FINANCIAL CONDITION In accordance with Securities and Exchange Commission Release No. 34-47583, the following information, which is being furnished pursuant to the requirements of Item 2.02, "Results of Operations and Financial Condition," is being reported under Item 7.01, "Regulation FD Disclosure." On October 28, 2004, Westwood Holdings Group, Inc. issued a press release entitled "Westwood Holdings Group, Inc. Reports Third Quarter 2004 Results and Declares Quarterly Dividend," a copy of which is furnished with this Current Report on Form 8-K as Exhibit 99.1. The information in this Current Report on Form 8-K shall not be deemed to be "filed" for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that Section, nor shall it be deemed incorporated by reference in any filing of the Company under the Securities Act of 1933, as amended. ITEM 7.01: REGULATION FD DISCLOSURE Westwood announced today that its Board of Directors has approved the payment of a quarterly cash dividend of $0.08 per common share, payable on January 1, 2005 to stockholders of record on December 15, 2004. ITEM 9.01: FINANCIAL STATEMENTS AND EXHIBITS (c) Exhibits: The following exhibit is furnished with this report: Exhibit Number Description 99.1 Press Release dated October 28, 2004, entitled "Westwood Holdings Group, Inc. Reports Third Quarter 2004 Results and Declares Quarterly Dividend"

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: October 29, 2004 WESTWOOD HOLDINGS GROUP, INC. By: /s/ Brian O. Casey --------------------------- Brian O. Casey, President and Chief Operating Officer EXHIBIT INDEX Exhibit Number Description - -------------- ----------- 99.1 Press Release dated October 28, 2004, entitled "Westwood Holdings Group, Inc. Reports Third Quarter 2004 Results and Declares Quarterly Dividend"


                                                                    Exhibit 99.1

        Westwood Holdings Group, Inc. Reports Third Quarter 2004 Results
                         and Declares Quarterly Dividend

Dallas,  October 28, 2004 - Westwood  Holdings  Group,  Inc.  (NYSE:  WHG) today
reported  2004 third quarter  revenues of $4.9 million,  net income of $685,000,
and  earnings  per  diluted  share of $0.13.  This  compares to revenues of $5.3
million,  net income of $1.3 million and earnings per diluted  share of $0.24 in
the third  quarter  of 2003.  For the nine  months  ended  September  30,  2004,
Westwood reported  revenues of $14.9 million and net income of $2.8 million,  or
$0.51 per diluted share, compared to revenues of $15.4 million and net income of
$3.8 million,  or $0.70 per diluted share, for the same 2003 period. The Company
realized  non-recurring  interest  income  in  the  third  quarter  of  2003  of
approximately $377,000 related to the final repayment of officer loans.

Total  expenses for the 2004 third  quarter  were $3.8 million  compared to $3.1
million  for the 2003 third  quarter,  an increase  of  approximately  $622,000.
Employee  compensation  and benefits costs increased by  approximately  $481,000
compared to the 2003 third quarter,  primarily as a result of higher  restricted
stock  expense  due to  additional  grants  made in July 2004,  a  non-recurring
expense in the 2004 third quarter  related to the  termination  of the Company's
deferred  compensation  plan as  well as an  expense  related  to the  Company's
initial contribution to its broad-based profit sharing plan. The Company expects
to  recognize a similar  profit  sharing  expense in the fourth  quarter of this
year.  Professional  services expenses  increased by approximately  $119,000 due
primarily to higher audit costs related to Sarbanes-Oxley compliance.

Assets under  management were $3.8 billion as of September 30, 2004, an increase
of 3.8%  compared to $3.6 billion on September  30, 2003.  Average  assets under
management  for the third quarter of 2004 were $3.8 billion,  a decrease of 4.5%
compared  with the third  quarter of 2003.  The increase in period ending assets
under management was principally  attributable to market  appreciation of assets
under  management,  partially  offset by the  withdrawal  of  assets by  certain
clients.

Susan M. Byrne,  Westwood's founder and Chief Executive Officer  commented,  "In
the third quarter we continued to see the results of the solid  investment  team
we have built as we again  generated  superior  investment  performance  for our
clients across our equity product lines. We also earned continued  acceptance of
the  Westwood  Trust  Enhanced  Balanced  product as asset  inflows from new and
existing clients  contributed to an approximate 25%  year-over-year  increase in
fee income at Westwood Trust for the first nine months of 2004."

Westwood  also  announced  today that its Board of  Directors  has  approved the
payment of a  quarterly  cash  dividend  of $0.08 per common  share,  payable on
January 1, 2005 to stockholders of record on December 15, 2004.

About Westwood Westwood Holdings Group, Inc. manages investment assets and provides services for its clients through two subsidiaries, Westwood Management Corp. and Westwood Trust. Westwood Management Corp. is a registered investment advisor and provides investment advisory services to corporate pension funds, public retirement plans, endowments and foundations, mutual funds and clients of Westwood Trust. Westwood Trust provides, to institutions and high net worth individuals, trust and custodial services and participation in common trust funds that it sponsors. Westwood Holdings Group, Inc. trades on the New York Stock Exchange under the symbol "WHG." For more information, please visit the Company's website at www.westwoodgroup.com. Note on Forward-looking Statements Statements that are not purely historical facts, including statements about anticipated or expected future revenue and earnings growth and profitability, as well as other statements including words such as "anticipate," "believe," "plan," "estimate," "expect," "intend," "should," "could," "goal," "target," "designed," "on track," "continue," "comfortable with," "optimistic," "look forward to" and other similar expressions, constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These forward-looking statements are subject to known and unknown risks, uncertainties and other factors, which may cause actual results to be materially different from those contemplated by the forward-looking statements. Such factors include the risks and uncertainties referenced in our documents filed with, or furnished to, the Securities and Exchange Commission, including without limitation those identified under the caption "Forward-Looking Statements and Risk Factors" in the Company's Annual Report on Form 10-K filed with the Securities and Exchange Commission. We undertake no obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events or otherwise. Readers are cautioned not to place undue reliance on forward-looking statements.

WESTWOOD HOLDINGS GROUP, INC. AND SUBSIDIARIES CONSOLIDATED STATEMENTS OF INCOME (in thousands, except per share amounts) (unaudited) Three months ended Nine months ended September 30, September 30, -------------------- ------------------ 2004 2003 2004 2003 ---------- --------- --------- -------- REVENUES: Advisory fees ....................... $3,171 $3,491 $9,840 $10,804 Trust fees .......................... 1,430 1,260 4,324 3,470 Other revenues ...................... 333 539 753 1,098 ------- ------- ------- ------- Total revenues .................... 4,934 5,290 14,917 15,372 ------- ------- ------- ------- EXPENSES: Employee compensation and benefits .. 2,657 2,176 7,341 6,497 Sales and marketing ................. 113 130 361 451 Information technology .............. 172 214 504 597 Professional services ............... 376 258 847 676 General and administrative .......... 450 368 1,270 1,080 ------- ------- ------- ------- Total expenses .................... 3,768 3,146 10,323 9,301 ------- ------- ------- ------- Income before income taxes ............. 1,166 2,144 4,594 6,071 Provision for income tax expense ....... 481 825 1,804 2,303 ------- ------- ------- ------- Net income ............................. $685 $1,319 $2,790 $3,768 ======= ======= ======= ======= Earnings per share: Basic ............................... $0.13 $0.24 $0.52 $0.70 Diluted ............................. $0.13 $0.24 $0.51 $0.70

WESTWOOD HOLDINGS GROUP, INC. AND SUBSIDIARIES ......... CONSOLIDATED BALANCE SHEETS As of September 30, 2004 and December 31, 2003 (in thousands, except par values and share amounts) (unaudited) September 30, December 31, 2004 2003 ------------- ------------ ASSETS Current Assets: Cash and cash equivalents .............................................. $ 5,301 $ 3,643 Accounts receivable .................................................... 1,999 1,931 Investments, at market value ........................................... 17,784 17,413 -------- -------- Total current assets ............................................... 25,084 22,987 Goodwill ............................................................... 2,302 2,302 Other assets, net ...................................................... 2,891 948 -------- -------- Total assets ....................................................... $ 30,277 $ 26,237 ======== ======== LIABILITIES AND STOCKHOLDERS' EQUITY Current Liabilities: Accounts payable and accrued liabilities ............................... $ 1,422 $ 935 Dividends payable ...................................................... 4,778 167 Compensation and benefits payable ...................................... 2,312 2,776 Income taxes payable ................................................... 193 472 -------- -------- Total current liabilities .......................................... 8,705 4,350 Other liabilities ...................................................... 840 34 -------- -------- Total liabilities .................................................. 9,545 4,384 -------- -------- Stockholders' Equity: Common stock, $0.01 par value, authorized 10,000,000 shares, issued 5,756,147 and outstanding 5,755,845 shares at September 30, 2004; issued 5,550,472 and outstanding 5,550,119 shares at December 31, 2003 58 56 Additional paid-in capital ............................................. 16,928 12,952 Treasury stock, at cost - 302 shares at September 30, 2004 and 353 shares at December 31, 2003 ............................................ (5) (6) Unamortized stock compensation ......................................... (5,277) (2,609) Retained earnings ...................................................... 9,028 11,460 -------- -------- Total stockholders' equity ......................................... 20,732 21,853 -------- -------- Total liabilities and stockholders' equity .................................. $ 30,277 $ 26,237 ======== ======== SOURCE: Westwood Holdings Group, Inc. # # # CONTACT: Westwood Holdings Group, Inc. Bill Hardcastle (214) 756-6900